SARATOGA INVESTMENT CORP.
SARAnalytical Summary
SARATOGA INVESTMENT CORP. faces fundamental challenges with weakness in Debt to Equity. The fundamentals warrant careful consideration of downside risks.
8-Year Financial Trajectory
AnnualBullish Indicators
- No bullish signals detected.
Bearish Risks
- Debt to EquityDebt to Equity is concerning (bottom quartile)
Health Breakdown
Dividend History
Dividend / share · sourced from SEC filingsStatement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2026 Feb 28, 2026 10-K ↗ | FY 2025 Apr 25, 2025 10-K ↗ | FY 2024 Feb 29, 2024 10-K ↗ | FY 2023 Feb 28, 2023 10-K ↗ | FY 2022 Feb 28, 2022 10-K ↗ | FY 2021 Feb 28, 2021 10-K ↗ | FY 2020 Feb 29, 2020 10-K ↗ | FY 2010 Aug 12, 2010 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| EPS Growth YoY (%) |
14.4%
Fair
↓
Fair
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
184.5%
Excellent
↑
Excellent
Improving
Year-over-year change in earnings per share
Optimal:
> 10%
|
-65.5%
Weak
↓
Weak
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
-48.4%
Weak
Weak
Year-over-year change in earnings per share
Optimal:
> 10%
|
202.3%
Excellent
Excellent
Year-over-year change in earnings per share
Optimal:
> 10%
|
— | — | — |
| Net Income Growth YoY (%) |
30.3%
Excellent
↓
Excellent
Declining
Year-over-year change in net income |
214.4%
Excellent
↑
Excellent
Improving
Year-over-year change in net income |
-63.8%
Weak
↓
Weak
Declining
Year-over-year change in net income |
-46.0%
Weak
Weak
Year-over-year change in net income |
209.5%
Excellent
Excellent
Year-over-year change in net income |
— | — | — |
| FCF Growth YoY (%) | N/M | N/M |
-13.8%
Weak
↑
Weak
Improving
Year-over-year change in free cash flow |
38.5%
Excellent
Excellent
Year-over-year change in free cash flow |
-218.2%
Weak
Weak
Year-over-year change in free cash flow |
— | — | — |
| EPS CAGR 3Y (%) |
3.9%
Caution
↑
Caution
Improving
Compound annual EPS growth over 3 years |
-20.3%
Weak
Weak
Compound annual EPS growth over 3 years |
-18.7%
Weak
Weak
Compound annual EPS growth over 3 years |
— | — | — | — | — |
| Metric | FY 2026 Feb 28, 2026 10-K ↗ | FY 2025 Apr 25, 2025 10-K ↗ | FY 2024 Feb 29, 2024 10-K ↗ | FY 2023 Feb 28, 2023 10-K ↗ | FY 2022 Feb 28, 2022 10-K ↗ | FY 2021 Feb 28, 2021 10-K ↗ | FY 2020 Feb 29, 2020 10-K ↗ | FY 2010 Aug 12, 2010 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| FCF / Net Income (x) |
-2.40x
Weak
↑
Weak
Improving
Free cash flow relative to reported net income
Optimal:
> 1x
|
7.03x
Excellent
↑
Excellent
Improving
Free cash flow relative to reported net income
Optimal:
> 1x
|
-17.60x
Weak
↓
Weak
Declining
Free cash flow relative to reported net income
Optimal:
> 1x
|
-5.28x
Weak
↓
Weak
Declining
Free cash flow relative to reported net income
Optimal:
> 1x
|
-4.44x
Weak
Weak
Free cash flow relative to reported net income
Optimal:
> 1x
|
-4.22x
Weak
Weak
Free cash flow relative to reported net income
Optimal:
> 1x
|
— | — |
| Metric | FY 2026 Feb 28, 2026 10-K ↗ | FY 2025 Apr 25, 2025 10-K ↗ | FY 2024 Feb 29, 2024 10-K ↗ | FY 2023 Feb 28, 2023 10-K ↗ | FY 2022 Feb 28, 2022 10-K ↗ | FY 2021 Feb 28, 2021 10-K ↗ | FY 2020 Feb 29, 2020 10-K ↗ | FY 2010 Aug 12, 2010 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Return on Common Equity (%) (%) |
9.2%
Caution
↑
Caution
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
|
7.5%
Caution
→
Caution
Stable
Profit generated per dollar of shareholder equity
Optimal:
> 15%
|
2.5%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
|
7.1%
Caution
↓
Caution
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
|
12.9%
Fair
Fair
Profit generated per dollar of shareholder equity
Optimal:
> 15%
|
4.9%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
|
— | — |
| Metric | FY 2026 Feb 28, 2026 10-K ↗ | FY 2025 Apr 25, 2025 10-K ↗ | FY 2024 Feb 29, 2024 10-K ↗ | FY 2023 Feb 28, 2023 10-K ↗ | FY 2022 Feb 28, 2022 10-K ↗ | FY 2021 Feb 28, 2021 10-K ↗ | FY 2020 Feb 29, 2020 10-K ↗ | FY 2010 Aug 12, 2010 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Debt to Equity (x) |
1.87x
Weak
↓
Weak
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
|
2.13x
Weak
Weak
Total debt relative to shareholder equity
Optimal:
< 0.6x
|
— |
2.10x
Weak
Weak
Total debt relative to shareholder equity
Optimal:
< 0.6x
|
— | — | — | — |
| Net Debt (USD) | $737.69M | $645.66M | $-8.69M | $662.63M | $-47.26M | — | — | — |
| Metric | FY 2026 Feb 28, 2026 10-K ↗ | FY 2025 Apr 25, 2025 10-K ↗ | FY 2024 Feb 29, 2024 10-K ↗ | FY 2023 Feb 28, 2023 10-K ↗ | FY 2022 Feb 28, 2022 10-K ↗ | FY 2021 Feb 28, 2021 10-K ↗ | FY 2020 Feb 29, 2020 10-K ↗ | FY 2010 Aug 12, 2010 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| LT Debt (USD) | $739.38M | $793.88M | — | $728.38M | — | — | — | — |
| Total Equity (USD) | $396.16M | $372.05M | $362.08M | $346.96M | $355.78M | $304.19M | — | — |
| Metric | FY 2026 Feb 28, 2026 10-K ↗ | FY 2025 Apr 25, 2025 10-K ↗ | FY 2024 Feb 29, 2024 10-K ↗ | FY 2023 Feb 28, 2023 10-K ↗ | FY 2022 Feb 28, 2022 10-K ↗ | FY 2021 Feb 28, 2021 10-K ↗ | FY 2020 Feb 29, 2020 10-K ↗ | FY 2010 Aug 12, 2010 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Net Income, GAAP (USD) | $36.60M | $28.09M | $8.93M | $24.68M | $45.74M | $14.78M | — | — |
| Operating Cash Flow (USD) | $-88.03M | $197.54M | $-157.21M | $-130.37M | $-203.13M | $-62.35M | — | — |
Secondary lens
Benchmark Lens
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Open lens
Benchmark Lens
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Signals
Key bullish and bearish indicators for SAR
No bullish signals detected
Debt to Equity is concerning (bottom quartile)
Percentile Rankings
How SAR compares to all companies
Compare SAR with peers
Stack SAR against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced 1 week ago 8 years · 25 quarters