SR Bancorp, Inc.
SRBK
Analytical Summary
SR Bancorp, Inc. shows strong fundamentals with top-quartile Debt to Equity. The company's metrics support a bullish outlook for growth-oriented investors.
5-Year Financial Trajectory
AnnualBullish Indicators
- Debt to EquityDebt to Equity is in the top quartile (lower is better)
Bearish Risks
- No bearish risks detected.
Health Breakdown
Dividend History
Dividend / share · sourced from SEC filingsStatement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Sep 19, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ |
|---|---|---|---|---|---|
| Operating Margin (%) (%) | — | — | — |
16.9%
Fair
Fair
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-33%)
|
— |
| Effective Tax Rate (%) (%) |
16.2%
Good
↑
Good
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
7.7%
Excellent
↓
Excellent
Declining
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
13.9%
Excellent
Excellent
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
16.2%
Good
Good
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
— |
| Profit Margin (%) (%) | — | — | — |
14.1%
Fair
Fair
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-36%)
|
— |
| FCF Margin (%) (%) N/A | N/A | N/A | N/A | N/A | N/A |
| FCF / Net Income (x) N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Sep 19, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ |
|---|---|---|---|---|---|
| Return on Invested Capital (%) N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Capital (%) (%) |
0.5%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
-1.1%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
0.2%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
0.3%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
— |
| Return on Common Equity (%) (%) |
2.7%
Weak
↑
Weak
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-78%)
|
-5.4%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-145%)
|
1.3%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-89%)
|
1.6%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-87%)
|
— |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Sep 19, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ |
|---|---|---|---|---|---|
| Debt to Equity (x) |
0.15x
Excellent
↑
Excellent
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-87%)
|
0.00x
Excellent
Excellent
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-100%)
|
0.16x
Excellent
Excellent
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-86%)
|
— | — |
| Interest Coverage (x) N/A | N/A | N/A | N/A | N/A | N/A |
| Net Debt (USD) N/A | N/A | N/A | N/A | N/A | N/A |
| Debt / EBITDA (x) N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Sep 19, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ |
|---|---|---|---|---|---|
| Sales/Revenue/Turnover (USD) | — | — | — | $13.25M | — |
| Depreciation Expense (USD) | $910.00K | $799.00K | $413.00K | $395.00K | — |
| Net Income, GAAP (USD) | $5.14M | $-10.86M | $1.55M | $1.87M | — |
| Operating Cash Flow (USD) | $4.67M | $-1.74M | $2.32M | $1.03M | — |
Secondary lens
Benchmark Lens
Compare SRBK against peers after checking the statement evidence.
Open lens
Benchmark Lens
Compare SRBK against peers after checking the statement evidence.
Signals
Key bullish and bearish indicators for SRBK
Debt to Equity is in the top quartile (lower is better)
No bearish signals detected
Percentile Rankings
How SRBK compares to all companies
Peer Comparison
SRBK vs similar peers
Compare SRBK with peers
Stack SRBK against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced 1 week ago 5 years · 17 quarters