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UP Fintech Holding Ltd

TIGR

$3.75 ▼ -0.19 (-4.82%) at close

9 Visible periods

25 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Excellent

Bullish

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Analytical Summary

UP Fintech Holding Ltd shows strong fundamentals with top-quartile Return on Common Equity (%) and Profit Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $9.9B

Dividend Yield —

Revenue Growth 56.3% ↗

Op. Margin —

ROIC —

FCF / Share $0.50 ↗

Trailing P/E 58.6x

Price / Book 11.5x

FCF Yield 13.2%

Debt / Equity —

info Valuation on last close. End-of-day price, Nov 5, 2026.

9-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$612.06M

↑ +56.3% —

Net Income Profit after all expenses

$171.48M

↑ +179.5% —

FCF / Share Free cash flow per share

$0.50

↑ +44.2% —

trending_up

Bullish Indicators

Profit Margin (%)Profit Margin (%) is in the top quartile
Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↑

Returns ↑

Cash Quality ↓

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗
Revenue Growth YoY (%)	56.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+839%)	43.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+628%)	20.9% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+249%)	-14.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-347%)	91.0% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1416%)	136.1% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+2168%)	74.8% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1147%)	98.0% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1533%)	—
EPS Growth YoY (%)	156.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	78.6% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	N/M	0.0% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—
Net Income Growth YoY (%)	179.5% Excellent Excellent Year-over-year change in net income	85.9% Excellent Excellent Year-over-year change in net income	N/M	N/M	-23.4% Weak ↑ Weak Improving Year-over-year change in net income	N/M	86.2% Excellent Excellent Year-over-year change in net income	-475.3% Weak Weak Year-over-year change in net income	—
FCF Growth YoY (%)	44.2% Excellent Excellent Year-over-year change in free cash flow	N/M	N/M	-40.0% Weak ↓ Weak Declining Year-over-year change in free cash flow	-25.9% Weak Weak Year-over-year change in free cash flow	82.0% Excellent Excellent Year-over-year change in free cash flow	—	—	—
Revenue CAGR 3Y (%)	39.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	14.0% Good ↓ Good Declining Compound annual revenue growth over 3 years	25.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	56.6% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	99.0% Excellent Excellent Compound annual revenue growth over 3 years	101.4% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—
Revenue CAGR 5Y (%)	34.6% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	46.2% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	52.0% Excellent Excellent Compound annual revenue growth over 5 years	67.8% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—
EPS CAGR 3Y (%)	—	35.7% Excellent Excellent Compound annual EPS growth over 3 years	11.9% Good Good Compound annual EPS growth over 3 years	—	—	—	—	—	—

💰 Are margins durable? 4 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗
Effective Tax Rate (%) (%)	17.3% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.0% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.2% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	211.1% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.9% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	12.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	36.1% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	4.1% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.0% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%
Profit Margin (%) (%)	28.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+27%)	15.7% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-29%)	12.1% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-45%)	-1.0% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-105%)	5.6% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-75%)	13.8% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-37%)	-10.1% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-146%)	-128.7% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-685%)	-44.3% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-301%)
FCF Margin (%) (%)	215.1% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	211.5% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	-2.4% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	114.5% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	156.2% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	386.5% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	414.8% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	-63.1% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-50.2% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%
FCF / Net Income (x)	7.68x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	13.50x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	-0.20x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-114.34x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	28.13x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	27.91x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	-40.89x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.49x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	1.13x Fair Fair Free cash flow relative to reported net income Optimal: > 1x

🎯 Is capital allocation efficient? 1 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗
Return on Common Equity (%) (%)	19.8% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+65%)	9.4% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-22%)	6.8% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-44%)	-0.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-104%)	3.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-73%)	8.1% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-32%)	-2.8% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-123%)	177.0% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+1375%)	—

⚖️ Is the balance sheet risky? 1 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗
Net Debt (USD)	$-791.02M	$-393.58M	$-322.60M	$-277.66M	$-269.06M	$-79.65M	$-59.41M	$-34.41M	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗
Revenue per Share (USD)	$0.23	$0.16	$0.12	$0.10	$0.12	$0.07	$0.03	—	—
Basic EPS, GAAP (USD)	$0.06	$0.03	$0.01	$0.00	$0.01	$0.01	$0.00	—	—
Free Cash Flow per Share (USD)	$0.50	$0.34	$-0.00	$0.11	$0.19	$0.25	$0.14	—	—
Book Value per Share (USD)	$0.33	$0.27	$0.21	$0.19	$0.20	$0.11	$0.12	—	—
Tangible Book Value per Share (USD)	$0.33	$0.27	$0.21	$0.19	$0.20	$0.11	$0.12	—	—
Basic Weighted Avg Shares (shares)	2.65B	2.40B	2.33B	2.30B	2.21B	2.12B	1.75B	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗
Working Capital (USD)	$852.47M	$766.23M	$604.41M	$558.02M	$551.33M	$200.85M	$182.15M	$85.92M	—
Total Equity (USD)	$865.51M	$655.23M	$488.98M	$447.13M	$446.63M	$235.69M	$211.94M	$-24.41M	—

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗
Sales/Revenue/Turnover (USD)	$612.06M	$391.54M	$272.51M	$225.37M	$264.49M	$138.50M	$58.66M	$33.56M	$16.95M
Depreciation Expense (USD)	$2.89M	$2.62M	$2.84M	$2.75M	$1.34M	$928.41K	$752.17K	$473.73K	$342.45K
Net Income, GAAP (USD)	$171.48M	$61.35M	$33.01M	$-2.26M	$14.69M	$19.18M	$-5.95M	$-43.21M	$-7.51M
Operating Cash Flow (USD)	$1.32B	$827.98M	$-6.57M	$258.06M	$413.20M	$535.28M	$243.31M	$-21.17M	$-8.51M

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 9 years · 8 quarters

UP Fintech Holding Ltd

Analytical Summary

9-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Statement lens

Benchmark Lens

Signals

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