TOP Financial Group Ltd
TOP
$15.43
▲
+0.07
(+0.42%)
at close
10
Visible periods
20
Metrics
Peer-ranked
Benchmarks
Price Chart
30
Health
Poor
Bearish
auto_awesome
Analytical Summary
TOP Financial Group Ltd faces fundamental challenges with weakness in Profit Margin (%) and Operating Margin (%). The fundamentals warrant careful consideration of downside risks.
Market Cap
$115.6M
Dividend Yield
—
Revenue Growth
-19.3%
Op. Margin
-35.9%
ROIC
-0.8%
FCF / Share
$0.80
Trailing P/E
—
Price / Book
3.2x
FCF Yield
5.2%
Debt / Equity
—
info
Valuation on last close. End-of-day price, Sep 22, 2026.
10-Year Financial Trajectory
Quarterly
Metric
Value
Trend
Year over Year
Percentile
Revenue
Total top-line sales
$1.08M
Net Income
Profit after all expenses
$-113.43K
Operating Margin
Operating profit as % of sales
-35.9%
FCF / Share
Free cash flow per share
$0.80
trending_up
Bullish Indicators
- No bullish signals detected.
warning
Bearish Risks
- Operating Margin (%)Operating Margin (%) is in the bottom quartile
- Profit Margin (%)Profit Margin (%) is in the bottom quartile
Health Breakdown
Profitability ↑
38
Returns
33
Cash Quality
3
Financial view
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
Is growth accelerating?
2 metrics
| Metric | Q1 FY2027 Jun 30, 2026 10-Q ↗ | Q4 FY2026 Mar 31, 2026 10-Q ↗ | Q1 FY2026 Jun 30, 2025 10-Q ↗ | Q4 FY2025 Mar 31, 2025 10-K ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue Growth YoY (%) |
-19.3%
Weak
Weak
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Below avg (-421%)
|
— | — | — | — | — | — | — | — | — |
| FCF Growth YoY (%) |
-16.4%
Weak
Weak
Year-over-year change in free cash flow |
— | — | — | — | — | — | — | — | — |
Are margins durable?
3 metrics
| Metric | Q1 FY2027 Jun 30, 2026 10-Q ↗ | Q4 FY2026 Mar 31, 2026 10-Q ↗ | Q1 FY2026 Jun 30, 2025 10-Q ↗ | Q4 FY2025 Mar 31, 2025 10-K ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin (%) (%) |
-35.9%
Weak
Weak
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-244%)
|
— |
6.4%
Caution
Caution
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-74%)
|
— | — | — | — | — | — | — |
| Profit Margin (%) (%) |
-10.5%
Weak
Weak
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-148%)
|
— |
6.4%
Caution
Caution
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-71%)
|
— | — | — | — | — | — | — |
| FCF / Net Income (x) |
-53.17x
Weak
Weak
Free cash flow relative to reported net income
Optimal:
> 1x
|
— |
83.01x
Excellent
Excellent
Free cash flow relative to reported net income
Optimal:
> 1x
|
— | — | — | — | — | — | — |
Is capital allocation efficient?
3 metrics
| Metric | Q1 FY2027 Jun 30, 2026 10-Q ↗ | Q4 FY2026 Mar 31, 2026 10-Q ↗ | Q1 FY2026 Jun 30, 2025 10-Q ↗ | Q4 FY2025 Mar 31, 2025 10-K ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Invested Capital (%) |
-0.8%
Weak
Weak
Return earned on debt + equity capital invested
Optimal:
> 10%
|
— | — | — | — | — | — | — | — | — |
| Return on Capital (%) (%) |
-0.2%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
— | — | — | — | — | — | — | — | — |
| Return on Common Equity (%) (%) |
-0.3%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-103%)
|
— | — | — | — | — | — | — | — | — |
Is the balance sheet risky?
1 metrics
| Metric | Q1 FY2027 Jun 30, 2026 10-Q ↗ | Q4 FY2026 Mar 31, 2026 10-Q ↗ | Q1 FY2026 Jun 30, 2025 10-Q ↗ | Q4 FY2025 Mar 31, 2025 10-K ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Debt (USD) | $-10.41M | $-12.99M | — | $-12.23M | $-25.92M | $-15.97M | $-6.20M | $-4.86M | $-3.64M | — |
How resilient is the balance sheet?
1 metrics
| Metric | Q1 FY2027 Jun 30, 2026 10-Q ↗ | Q4 FY2026 Mar 31, 2026 10-Q ↗ | Q1 FY2026 Jun 30, 2025 10-Q ↗ | Q4 FY2025 Mar 31, 2025 10-K ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Equity (USD) | $36.70M | $33.94M | — | $34.89M | $40.53M | $35.95M | $10.20M | $6.75M | $6.43M | $4.51M |
What is driving earnings?
4 metrics
| Metric | Q1 FY2027 Jun 30, 2026 10-Q ↗ | Q4 FY2026 Mar 31, 2026 10-Q ↗ | Q1 FY2026 Jun 30, 2025 10-Q ↗ | Q4 FY2025 Mar 31, 2025 10-K ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue/Turnover (USD) | $1.08M | — | $1.33M | — | — | — | — | — | — | — |
| Depreciation Expense (USD) | $57.65K | — | $7.47K | — | — | — | — | — | — | — |
| Net Income, GAAP (USD) | $-113.43K | — | $85.99K | — | — | — | — | — | — | — |
| Operating Cash Flow (USD) | $6.03M | — | $7.14M | — | — | — | — | — | — | — |
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Secondary lens
Benchmark Lens
Compare TOP against peers after checking the statement evidence.
Open lens
Benchmark Lens
Compare TOP against peers after checking the statement evidence.
Signals
Key bullish and bearish indicators for TOP
Bullish
0
No bullish signals detected
Bearish
2
Operating Margin (%)
-24.9%
Operating Margin (%) is in the bottom quartile
Profit Margin (%)
-24.8%
Profit Margin (%) is in the bottom quartile
Percentile Rankings
How TOP compares to all companies
Return on Common Equity (%)
-3.4%
Bottom 50%
Peers: Top 34%
Profit Margin (%)
-24.8%
Bottom 25%
Operating Margin (%)
-24.9%
Bottom 25%
Peer Comparison
TOP vs similar peers
Return on Common Equity (%)
TOP
-3.4%
#1 of 2
GSIW
-57.1%
WTF
-69.7%
Peer median: -63.44
Compare TOP with peers
Stack TOP against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced yesterday 8 years · 10 quarters