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Toast, Inc.

TOST

$34.46 ▼ -0.27 (-0.76%) at close

8 Visible periods

31 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

Toast, Inc. shows strong fundamentals with top-quartile Return on Common Equity (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $20.1B

Dividend Yield —

Revenue Growth 24.1% ↘

Op. Margin 4.7% ↗

ROIC 13.6% ↗

FCF / Share $1.14 ↗

Trailing P/E 58.4x

Price / Book 9.4x

FCF Yield 3.3%

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

8-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$6.15B

↑ +24.1% —

Net Income Profit after all expenses

$342.00M

↑ +1700.0% —

Operating Margin Operating profit as % of sales

4.7%

↑ +1371.2% 42th

FCF / Share Free cash flow per share

$1.14

↑ +76.4% —

Long-Term Debt Long-term obligations

$0.00

↓ -100.0% —

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Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability

Returns

Cash Quality ↑

Financial view

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📈 Is growth accelerating? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Revenue Growth YoY (%)	24.1% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+100%)	28.3% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+136%)	41.5% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+246%)	60.2% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+401%)	107.2% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+793%)	23.8% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+98%)	—	—
EPS Growth YoY (%)	1866.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	N/M	14.8% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	67.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-34.4% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	-15.7% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	1700.0% Excellent ↑ Excellent Improving Year-over-year change in net income	N/M	10.5% Fair ↑ Fair Improving Year-over-year change in net income	43.5% Excellent ↑ Excellent Improving Year-over-year change in net income	-96.4% Weak Weak Year-over-year change in net income	-18.7% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%)	76.4% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	153.8% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	N/M	-873.3% Weak ↓ Weak Declining Year-over-year change in free cash flow	95.5% Excellent Excellent Year-over-year change in free cash flow	-10.4% Weak Weak Year-over-year change in free cash flow	—	—
Revenue CAGR 3Y (%)	31.1% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	42.8% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	67.5% Excellent Excellent Compound annual revenue growth over 3 years	60.1% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	49.5% Excellent Excellent Compound annual revenue growth over 5 years	49.5% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Operating Margin (%) (%)	4.7% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-76%)	0.3% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-98%)	-7.4% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-137%)	-14.1% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-170%)	-13.4% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-167%)	-26.7% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-234%)	-32.0% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-260%)	—
Effective Tax Rate (%) (%)	1.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.6% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.7% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.0% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	1.4% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	5.6% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-63%)	0.4% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-97%)	-6.4% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-142%)	-10.1% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-167%)	-28.6% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-290%)	-30.1% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-301%)	-31.4% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-310%)	—
FCF Margin (%) (%)	10.7% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	7.3% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	3.5% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-6.3% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-0.6% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-18.6% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-20.3% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	1.93x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	18.95x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	-0.55x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.63x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.02x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.62x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	0.65x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Return on Invested Capital (%)	13.6% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	0.9% Weak ↑ Weak Improving Return earned on debt + equity capital invested Optimal: > 10%	-24.2% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-34.7% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-20.8% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	73.6% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	63.6% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	9.3% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	0.7% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-14.7% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-21.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-13.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	-28.4% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	16.1% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-13%)	1.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	-20.6% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-211%)	-25.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-235%)	-44.6% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-341%)	52.7% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+185%)	63.3% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+242%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Debt to Equity (x)	—	—	—	—	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	-0.37x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-181%)	—	—
Interest Coverage (x)	—	—	—	—	-19.00x Weak Weak Operating income divided by interest expense Optimal: > 5x	-16.92x Weak Weak Operating income divided by interest expense Optimal: > 5x	—	—
Net Debt (USD)	$-1.35B	$-903.00M	$-605.00M	$-547.00M	$-809.00M	$-410.00M	$-150.00M	—
Debt / EBITDA (x)	—	—	—	—	0.00x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-0.89x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Revenue per Share (USD)	$10.57	$8.87	$7.27	$5.34	$5.89	$4.12	$3.41	—
Basic EPS, GAAP (USD)	$0.59	$0.03	$-0.46	$-0.54	$-1.68	$-1.25	$-1.08	—
Free Cash Flow per Share (USD)	$1.14	$0.64	$0.25	$-0.34	$-0.03	$-0.77	$-0.69	—
Book Value per Share (USD)	$3.65	$2.76	$2.24	$2.15	$3.77	$-2.14	$-1.69	—
Tangible Book Value per Share (USD)	$3.46	$2.56	$2.03	$1.94	$3.51	$-2.31	$-1.88	—
Basic Weighted Avg Shares (shares)	582.00M	559.00M	532.00M	511.75M	289.58M	199.98M	194.82M	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Working Capital (USD)	$1.70B	$1.16B	$907.00M	$911.00M	$1.13B	$537.00M	—	—
LT Debt (USD)	—	—	—	—	$0.00	$172.00M	—	—
Total Equity (USD)	$2.12B	$1.54B	$1.19B	$1.10B	$1.09B	$-471.00M	$-330.00M	$-158.00M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Sales/Revenue/Turnover (USD)	$6.15B	$4.96B	$3.87B	$2.73B	$1.71B	$823.00M	$665.00M	—
Depreciation Expense (USD)	$64.00M	$46.00M	$32.00M	$24.00M	$21.00M	$27.00M	$7.00M	—
Net Income, GAAP (USD)	$342.00M	$19.00M	$-246.00M	$-275.00M	$-487.00M	$-248.00M	$-209.00M	—
Operating Cash Flow (USD)	$661.00M	$360.00M	$135.00M	$-156.00M	$2.00M	$-125.00M	$-126.00M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 8 years · 26 quarters

Toast, Inc.

Analytical Summary

8-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Statement lens

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