UBCP - UNITED BANCORP INC /OH/

📈 Is growth accelerating? 7 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2019 10-Q ↗	Q1 FY2020 Mar 31, 2019 10-Q ↗	Q4 FY2019 Dec 31, 2018 10-K ↗	Q3 FY2019 Oct 15, 2018 10-Q ↗	Q2 FY2019 Jun 30, 2018 10-Q ↗	Q1 FY2019 Mar 31, 2018 10-Q ↗	Q4 FY2018 Dec 31, 2017 10-K ↗	Q3 FY2018 Sep 30, 2017 10-Q ↗	Q2 FY2018 Jun 30, 2017 10-Q ↗	Q1 FY2018 Mar 31, 2017 10-Q ↗	Q4 FY2017 Dec 31, 2016 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Mar 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q2 FY2014 Jun 30, 2013 10-Q ↗	Q1 FY2014 Mar 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q3 FY2013 Sep 30, 2012 10-Q ↗	Q2 FY2013 Jun 30, 2012 10-Q ↗	Q1 FY2013 Mar 31, 2012 10-Q ↗	Q4 FY2012 Dec 31, 2011 10-K ↗	Q3 FY2012 Sep 30, 2011 10-Q ↗	Q2 FY2012 Jun 30, 2011 10-Q ↗	Q1 FY2012 Dec 31, 2011 10-Q ↗	Q4 FY2011 Dec 31, 2010 10-K ↗	Q3 FY2011 Sep 30, 2010 10-Q ↗	Q2 FY2011 Jun 30, 2010 10-Q ↗	Q1 FY2011 Dec 31, 2010 10-Q ↗	Q4 FY2010 Dec 31, 2009 10-K ↗
Revenue Growth YoY (%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	15.8% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+164%)	21.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+258%)	—	9.9% Fair → Fair Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+65%)	12.0% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+100%)	8.8% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+47%)	—	5.0% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-17%)	1.5% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-75%)	3.3% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-44%)	—	5.8% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: At sector avg	5.9% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: At sector avg	5.0% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-17%)	—	0.7% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-88%)	-1.8% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-130%)	-2.1% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-134%)	—	-14.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-346%)	5.9% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: At sector avg	1.9% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-68%)	—	22.1% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+269%)	-2.1% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-134%)	-3.9% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-164%)	—	-9.3% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-255%)	-11.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-296%)	-9.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-254%)	—	1.0% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-84%)	4.9% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-18%)	—	—	—	—	—	—
EPS Growth YoY (%)	3.1% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	9.4% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	9.7% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	10.0% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	-8.6% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-23.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-26.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-25.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	6.1% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	5.0% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	5.0% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	9.1% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	-2.4% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-20.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	5.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	-8.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-10.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	38.9% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	31.0% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	17.9% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	318.2% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	44.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	26.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	27.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-26.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	25.0% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	27.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	29.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-16.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	11.1% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	5.9% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	5.9% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	12.5% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	21.4% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	6.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	21.4% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	14.3% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	40.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	33.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-36.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	40.0% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	11.1% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	20.0% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	144.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-33.3% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-40.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-37.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-43.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	77.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	6.7% Fair Fair Year-over-year change in earnings per share Optimal: > 10%	7.1% Fair Fair Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—
Net Income Growth YoY (%)	2.1% Caution ↓ Caution Declining Year-over-year change in net income	10.1% Fair ↑ Fair Improving Year-over-year change in net income	6.1% Fair ↑ Fair Improving Year-over-year change in net income	10.1% Fair ↑ Fair Improving Year-over-year change in net income	-6.1% Weak ↑ Weak Improving Year-over-year change in net income	-22.6% Weak ↓ Weak Declining Year-over-year change in net income	-23.9% Weak ↓ Weak Declining Year-over-year change in net income	-23.7% Weak ↓ Weak Declining Year-over-year change in net income	5.6% Fair ↑ Fair Improving Year-over-year change in net income	3.6% Caution → Caution Stable Year-over-year change in net income	3.9% Caution ↑ Caution Improving Year-over-year change in net income	-0.7% Weak ↑ Weak Improving Year-over-year change in net income	7.8% Fair ↑ Fair Improving Year-over-year change in net income	-6.1% Weak ↑ Weak Improving Year-over-year change in net income	-20.6% Weak ↓ Weak Declining Year-over-year change in net income	5.1% Fair ↓ Fair Declining Year-over-year change in net income	-8.2% Weak ↓ Weak Declining Year-over-year change in net income	-7.0% Weak ↓ Weak Declining Year-over-year change in net income	40.9% Excellent ↓ Excellent Declining Year-over-year change in net income	32.7% Excellent ↓ Excellent Declining Year-over-year change in net income	18.2% Good ↓ Good Declining Year-over-year change in net income	346.7% Excellent ↑ Excellent Improving Year-over-year change in net income	54.7% Excellent ↑ Excellent Improving Year-over-year change in net income	35.8% Excellent ↑ Excellent Improving Year-over-year change in net income	40.6% Excellent ↑ Excellent Improving Year-over-year change in net income	-24.2% Weak ↓ Weak Declining Year-over-year change in net income	33.1% Excellent ↑ Excellent Improving Year-over-year change in net income	32.3% Excellent ↑ Excellent Improving Year-over-year change in net income	35.1% Excellent ↑ Excellent Improving Year-over-year change in net income	-13.4% Weak ↓ Weak Declining Year-over-year change in net income	7.8% Fair ↑ Fair Improving Year-over-year change in net income	1.0% Caution ↓ Caution Declining Year-over-year change in net income	0.6% Caution ↓ Caution Declining Year-over-year change in net income	4.0% Caution ↓ Caution Declining Year-over-year change in net income	8.0% Fair ↓ Fair Declining Year-over-year change in net income	12.7% Fair ↓ Fair Declining Year-over-year change in net income	21.8% Good ↑ Good Improving Year-over-year change in net income	18.1% Good ↓ Good Declining Year-over-year change in net income	19.6% Good ↓ Good Declining Year-over-year change in net income	12.4% Fair ↑ Fair Improving Year-over-year change in net income	43.1% Excellent ↑ Excellent Improving Year-over-year change in net income	22.4% Good ↑ Good Improving Year-over-year change in net income	-33.5% Weak ↓ Weak Declining Year-over-year change in net income	52.7% Excellent ↓ Excellent Declining Year-over-year change in net income	4.3% Caution ↓ Caution Declining Year-over-year change in net income	31.6% Excellent ↑ Excellent Improving Year-over-year change in net income	139.2% Excellent ↑ Excellent Improving Year-over-year change in net income	-35.8% Weak ↑ Weak Improving Year-over-year change in net income	-38.9% Weak ↓ Weak Declining Year-over-year change in net income	-43.1% Weak ↓ Weak Declining Year-over-year change in net income	-43.7% Weak ↓ Weak Declining Year-over-year change in net income	-2.8% Weak ↓ Weak Declining Year-over-year change in net income	3.1% Caution ↓ Caution Declining Year-over-year change in net income	76.6% Excellent ↑ Excellent Improving Year-over-year change in net income	12.8% Fair Fair Year-over-year change in net income	7.3% Fair Fair Year-over-year change in net income	—	—	—	—	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	9.6% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	11.0% Good ↑ Good Improving Compound annual revenue growth over 3 years	—	6.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.4% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	5.7% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	—	3.8% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	1.8% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	2.0% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	—	-3.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	3.3% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	1.6% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	—	1.6% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	0.6% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-1.4% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	—	-1.9% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-2.9% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-3.8% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	—	3.8% Caution Caution Compound annual revenue growth over 3 years	-3.2% Weak Weak Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	6.5% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	7.0% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	—	0.9% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	4.6% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	3.3% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	—	3.1% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	1.8% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	0.8% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	—	0.1% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-1.0% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-1.8% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	—	-0.8% Weak Weak Compound annual revenue growth over 5 years	-1.2% Weak Weak Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	0.0% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-4.4% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-5.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-6.2% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	1.9% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-7.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-14.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-7.6% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	2.0% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	-3.0% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	5.3% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	11.3% Good ↓ Good Declining Compound annual EPS growth over 3 years	5.6% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	53.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	17.0% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	20.3% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	11.2% Good ↓ Good Declining Compound annual EPS growth over 3 years	39.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	35.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	28.3% Excellent → Excellent Stable Compound annual EPS growth over 3 years	24.7% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	36.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	26.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	17.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	18.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-13.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	13.7% Good ↑ Good Improving Compound annual EPS growth over 3 years	12.9% Good ↑ Good Improving Compound annual EPS growth over 3 years	16.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-2.1% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	12.6% Good ↓ Good Declining Compound annual EPS growth over 3 years	8.7% Fair → Fair Stable Compound annual EPS growth over 3 years	19.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	14.5% Good ↑ Good Improving Compound annual EPS growth over 3 years	-6.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	21.6% Excellent → Excellent Stable Compound annual EPS growth over 3 years	23.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	19.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	23.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	2.2% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-2.3% Weak → Weak Stable Compound annual EPS growth over 3 years	0.0% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-4.4% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-2.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-12.6% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	10.1% Good ↑ Good Improving Compound annual EPS growth over 3 years	13.6% Good Good Compound annual EPS growth over 3 years	-10.6% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 4 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2019 10-Q ↗	Q1 FY2020 Mar 31, 2019 10-Q ↗	Q4 FY2019 Dec 31, 2018 10-K ↗	Q3 FY2019 Oct 15, 2018 10-Q ↗	Q2 FY2019 Jun 30, 2018 10-Q ↗	Q1 FY2019 Mar 31, 2018 10-Q ↗	Q4 FY2018 Dec 31, 2017 10-K ↗	Q3 FY2018 Sep 30, 2017 10-Q ↗	Q2 FY2018 Jun 30, 2017 10-Q ↗	Q1 FY2018 Mar 31, 2017 10-Q ↗	Q4 FY2017 Dec 31, 2016 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Mar 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q2 FY2014 Jun 30, 2013 10-Q ↗	Q1 FY2014 Mar 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q3 FY2013 Sep 30, 2012 10-Q ↗	Q2 FY2013 Jun 30, 2012 10-Q ↗	Q1 FY2013 Mar 31, 2012 10-Q ↗	Q4 FY2012 Dec 31, 2011 10-K ↗	Q3 FY2012 Sep 30, 2011 10-Q ↗	Q2 FY2012 Jun 30, 2011 10-Q ↗	Q1 FY2012 Dec 31, 2011 10-Q ↗	Q4 FY2011 Dec 31, 2010 10-K ↗	Q3 FY2011 Sep 30, 2010 10-Q ↗	Q2 FY2011 Jun 30, 2010 10-Q ↗	Q1 FY2011 Dec 31, 2010 10-Q ↗	Q4 FY2010 Dec 31, 2009 10-K ↗
Effective Tax Rate (%) (%)	-9.1% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-3.1% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.0% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	1.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.4% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-3.7% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-3.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-7.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.0% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.8% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	2.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	6.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.2% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.4% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.4% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	4.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.8% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.9% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	26.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	26.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+21%)	—	24.1% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	22.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	23.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	19.9% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-10%)	19.4% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-12%)	18.6% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-16%)	—	19.4% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-12%)	19.5% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-11%)	19.1% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-13%)	—	19.0% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-14%)	18.3% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-17%)	16.4% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-25%)	—	16.0% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-27%)	16.0% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-27%)	11.3% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-49%)	—	20.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-7%)	11.1% Fair → Fair Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-50%)	11.0% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-50%)	—	10.4% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-53%)	16.9% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	17.3% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	—	16.8% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-24%)	15.4% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-30%)	15.2% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-31%)	—	15.1% Good Good Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-32%)	15.1% Good Good Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-32%)	—	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2019 10-Q ↗	Q1 FY2020 Mar 31, 2019 10-Q ↗	Q4 FY2019 Dec 31, 2018 10-K ↗	Q3 FY2019 Oct 15, 2018 10-Q ↗	Q2 FY2019 Jun 30, 2018 10-Q ↗	Q1 FY2019 Mar 31, 2018 10-Q ↗	Q4 FY2018 Dec 31, 2017 10-K ↗	Q3 FY2018 Sep 30, 2017 10-Q ↗	Q2 FY2018 Jun 30, 2017 10-Q ↗	Q1 FY2018 Mar 31, 2017 10-Q ↗	Q4 FY2017 Dec 31, 2016 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Mar 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q2 FY2014 Jun 30, 2013 10-Q ↗	Q1 FY2014 Mar 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q3 FY2013 Sep 30, 2012 10-Q ↗	Q2 FY2013 Jun 30, 2012 10-Q ↗	Q1 FY2013 Mar 31, 2012 10-Q ↗	Q4 FY2012 Dec 31, 2011 10-K ↗	Q3 FY2012 Sep 30, 2011 10-Q ↗	Q2 FY2012 Jun 30, 2011 10-Q ↗	Q1 FY2012 Dec 31, 2011 10-Q ↗	Q4 FY2011 Dec 31, 2010 10-K ↗	Q3 FY2011 Sep 30, 2010 10-Q ↗	Q2 FY2011 Jun 30, 2010 10-Q ↗	Q1 FY2011 Dec 31, 2010 10-Q ↗	Q4 FY2010 Dec 31, 2009 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.3% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	—	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	—
Return on Common Equity (%) (%)	2.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	2.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	2.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	3.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-73%)	3.1% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-74%)	2.9% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	2.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	3.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-74%)	3.8% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-69%)	4.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-62%)	3.9% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-67%)	3.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-73%)	3.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-68%)	4.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-64%)	3.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-67%)	2.7% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	3.4% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-71%)	—	—	—	4.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-63%)	—	2.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	3.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-75%)	1.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	3.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-75%)	2.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.6% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	1.8% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	—	—	2.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	2.1% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	—	2.1% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	2.0% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.1% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.1% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	1.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-86%)	1.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	1.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	1.8% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	1.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	1.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-87%)	2.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	1.3% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-89%)	1.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-89%)	1.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	1.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	2.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	2.2% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	—	—	2.0% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	1.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-89%)	—	—	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2019 10-Q ↗	Q1 FY2020 Mar 31, 2019 10-Q ↗	Q4 FY2019 Dec 31, 2018 10-K ↗	Q3 FY2019 Oct 15, 2018 10-Q ↗	Q2 FY2019 Jun 30, 2018 10-Q ↗	Q1 FY2019 Mar 31, 2018 10-Q ↗	Q4 FY2018 Dec 31, 2017 10-K ↗	Q3 FY2018 Sep 30, 2017 10-Q ↗	Q2 FY2018 Jun 30, 2017 10-Q ↗	Q1 FY2018 Mar 31, 2017 10-Q ↗	Q4 FY2017 Dec 31, 2016 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Mar 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q2 FY2014 Jun 30, 2013 10-Q ↗	Q1 FY2014 Mar 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q3 FY2013 Sep 30, 2012 10-Q ↗	Q2 FY2013 Jun 30, 2012 10-Q ↗	Q1 FY2013 Mar 31, 2012 10-Q ↗	Q4 FY2012 Dec 31, 2011 10-K ↗	Q3 FY2012 Sep 30, 2011 10-Q ↗	Q2 FY2012 Jun 30, 2011 10-Q ↗	Q1 FY2012 Dec 31, 2011 10-Q ↗	Q4 FY2011 Dec 31, 2010 10-K ↗	Q3 FY2011 Sep 30, 2010 10-Q ↗	Q2 FY2011 Jun 30, 2010 10-Q ↗	Q1 FY2011 Dec 31, 2010 10-Q ↗	Q4 FY2010 Dec 31, 2009 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.53x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-56%)	0.42x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-65%)	0.36x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-70%)	—	—	—	—	—	—	0.13x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-89%)	0.25x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-79%)	0.16x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-87%)	—	—	0.35x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-71%)	0.25x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-79%)	—	—	0.36x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-70%)	0.22x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-82%)	—	0.24x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-80%)	0.29x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-76%)	0.14x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-89%)	0.25x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-79%)	0.22x Excellent → Excellent Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-82%)	0.30x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-75%)	0.13x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-89%)	0.23x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-81%)	0.17x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-86%)	0.24x Excellent → Excellent Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-80%)	0.15x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-88%)	0.28x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-76%)	0.34x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-72%)	0.41x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-66%)	0.29x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-76%)	0.38x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-69%)	0.30x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-75%)	0.37x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-69%)	0.28x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-77%)	—	—	0.28x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-77%)	0.33x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-72%)	—	—	0.33x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-72%)	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 7 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2019 10-Q ↗	Q1 FY2020 Mar 31, 2019 10-Q ↗	Q4 FY2019 Dec 31, 2018 10-K ↗	Q3 FY2019 Oct 15, 2018 10-Q ↗	Q2 FY2019 Jun 30, 2018 10-Q ↗	Q1 FY2019 Mar 31, 2018 10-Q ↗	Q4 FY2018 Dec 31, 2017 10-K ↗	Q3 FY2018 Sep 30, 2017 10-Q ↗	Q2 FY2018 Jun 30, 2017 10-Q ↗	Q1 FY2018 Mar 31, 2017 10-Q ↗	Q4 FY2017 Dec 31, 2016 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Mar 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q2 FY2014 Jun 30, 2013 10-Q ↗	Q1 FY2014 Mar 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q3 FY2013 Sep 30, 2012 10-Q ↗	Q2 FY2013 Jun 30, 2012 10-Q ↗	Q1 FY2013 Mar 31, 2012 10-Q ↗	Q4 FY2012 Dec 31, 2011 10-K ↗	Q3 FY2012 Sep 30, 2011 10-Q ↗	Q2 FY2012 Jun 30, 2011 10-Q ↗	Q1 FY2012 Dec 31, 2011 10-Q ↗	Q4 FY2011 Dec 31, 2010 10-K ↗	Q3 FY2011 Sep 30, 2010 10-Q ↗	Q2 FY2011 Jun 30, 2010 10-Q ↗	Q1 FY2011 Dec 31, 2010 10-Q ↗	Q4 FY2010 Dec 31, 2009 10-K ↗
Revenue per Share (USD)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	$1.00	—	$1.03	$0.97	$0.93	—	$0.97	$0.95	$0.91	—	$0.93	$0.91	$0.87	—	$0.93	$0.92	$0.90	—	$1.10	$0.88	$0.88	—	$0.90	$0.90	—	—	$1.00	$1.03	—	—	—	—	—	—
Basic EPS, GAAP (USD)	$0.33	$0.35	$0.34	$0.33	$0.32	$0.32	$0.31	$0.30	$0.35	$0.42	$0.42	$0.40	$0.33	$0.40	$0.40	$0.40	$0.30	$0.41	$0.50	$0.38	$0.33	$0.46	$0.36	$0.29	$0.28	$0.11	$0.25	$0.23	$0.22	$0.15	$0.20	$0.18	$0.17	$0.18	$0.18	$0.18	$0.17	$0.17	$0.17	$0.16	$0.14	$0.16	$0.14	$0.14	$0.10	$0.12	$0.22	$0.10	$0.09	$0.10	$0.09	$0.15	$0.15	$0.16	$0.16	$0.15	$0.15	$0.09	$0.15	$0.14	—	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$0.37	—	$0.19	$0.18	$0.36	—	$0.18	$0.17	$0.32	—	$0.17	$0.17	$0.31	—	$0.16	$0.15	$0.30	—	$0.15	$0.14	$0.24	—	$0.14	$0.14	$0.13	—	$0.13	$0.13	$0.13	—	$0.12	$0.11	$0.11	—	$0.11	$0.10	$0.10	—	$0.09	$0.09	$0.09	—	$0.08	$0.08	$0.08	—	$0.07	$0.07	$0.07	—	$0.07	$0.14	$0.14	—	$0.14	$0.14	$0.14	—	$0.14	$0.14	—	—
Book Value per Share (USD)	$11.68	$12.25	$11.51	$10.33	$10.49	$10.95	$11.64	$10.76	$10.91	$11.15	$9.58	$10.63	$10.35	$10.41	$9.26	$9.86	$11.13	$12.38	—	—	—	$10.35	—	$9.94	$9.37	—	—	—	$8.22	$8.37	—	—	$8.26	$8.19	—	$8.64	$8.60	$8.07	$8.55	$8.46	$8.39	—	$8.26	$8.19	$8.14	—	$7.72	$7.58	$7.64	—	$7.63	$7.61	—	—	—	—	—	—	—	—	—	—
Tangible Book Value per Share (USD)	$11.56	$12.13	$11.39	$10.21	$10.38	$10.84	$11.64	$10.76	$10.80	$11.03	$9.58	$10.63	$10.23	$10.29	$9.14	$9.74	$11.01	$12.26	—	—	—	$10.23	—	$9.94	$9.37	—	—	—	$8.22	$8.37	—	—	$8.26	$8.19	—	$8.64	$8.60	$8.07	$8.55	$8.46	$8.38	—	$8.24	$8.17	$8.11	—	$7.68	$7.53	$7.58	—	$7.56	$7.53	—	—	—	—	—	—	—	—	—	—
Basic Weighted Avg Shares (shares)	5.50M	—	5.49M	5.49M	5.57M	—	5.62M	5.63M	5.50M	—	5.49M	5.50M	5.48M	—	5.49M	5.48M	5.46M	—	5.48M	5.48M	5.47M	—	5.47M	—	—	—	—	—	4.99M	—	4.88M	4.85M	4.93M	—	4.94M	4.90M	4.87M	—	4.86M	4.85M	4.85M	—	4.86M	4.85M	4.81M	—	4.80M	4.80M	4.81M	—	4.78M	4.78M	—	—	4.78M	4.76M	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2019 10-Q ↗	Q1 FY2020 Mar 31, 2019 10-Q ↗	Q4 FY2019 Dec 31, 2018 10-K ↗	Q3 FY2019 Oct 15, 2018 10-Q ↗	Q2 FY2019 Jun 30, 2018 10-Q ↗	Q1 FY2019 Mar 31, 2018 10-Q ↗	Q4 FY2018 Dec 31, 2017 10-K ↗	Q3 FY2018 Sep 30, 2017 10-Q ↗	Q2 FY2018 Jun 30, 2017 10-Q ↗	Q1 FY2018 Mar 31, 2017 10-Q ↗	Q4 FY2017 Dec 31, 2016 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Mar 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q2 FY2014 Jun 30, 2013 10-Q ↗	Q1 FY2014 Mar 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q3 FY2013 Sep 30, 2012 10-Q ↗	Q2 FY2013 Jun 30, 2012 10-Q ↗	Q1 FY2013 Mar 31, 2012 10-Q ↗	Q4 FY2012 Dec 31, 2011 10-K ↗	Q3 FY2012 Sep 30, 2011 10-Q ↗	Q2 FY2012 Jun 30, 2011 10-Q ↗	Q1 FY2012 Dec 31, 2011 10-Q ↗	Q4 FY2011 Dec 31, 2010 10-K ↗	Q3 FY2011 Sep 30, 2010 10-Q ↗	Q2 FY2011 Jun 30, 2010 10-Q ↗	Q1 FY2011 Dec 31, 2010 10-Q ↗	Q4 FY2010 Dec 31, 2009 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity (USD)	$67.50M	$70.52M	$66.47M	$59.66M	$60.80M	$63.46M	$65.46M	$60.60M	$63.21M	$63.59M	$52.59M	$58.41M	$59.01M	$59.74M	$53.15M	$58.31M	$63.90M	$71.70M	—	—	—	$59.92M	—	$56.98M	$53.79M	$50.64M	$45.11M	$44.98M	$44.27M	$43.90M	—	—	$43.12M	$42.64M	—	$42.36M	$41.92M	$41.50M	$41.57M	$41.05M	$40.72M	$40.39M	$40.14M	$39.74M	$39.18M	$38.87M	$37.11M	$36.42M	$36.73M	$36.63M	$36.52M	$36.38M	$36.18M	$36.18M	—	—	$36.18M	$35.58M	—	—	$35.58M	$35.21M

📋 What is driving earnings? 3 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2019 10-Q ↗	Q1 FY2020 Mar 31, 2019 10-Q ↗	Q4 FY2019 Dec 31, 2018 10-K ↗	Q3 FY2019 Oct 15, 2018 10-Q ↗	Q2 FY2019 Jun 30, 2018 10-Q ↗	Q1 FY2019 Mar 31, 2018 10-Q ↗	Q4 FY2018 Dec 31, 2017 10-K ↗	Q3 FY2018 Sep 30, 2017 10-Q ↗	Q2 FY2018 Jun 30, 2017 10-Q ↗	Q1 FY2018 Mar 31, 2017 10-Q ↗	Q4 FY2017 Dec 31, 2016 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Mar 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q2 FY2014 Jun 30, 2013 10-Q ↗	Q1 FY2014 Mar 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q3 FY2013 Sep 30, 2012 10-Q ↗	Q2 FY2013 Jun 30, 2012 10-Q ↗	Q1 FY2013 Mar 31, 2012 10-Q ↗	Q4 FY2012 Dec 31, 2011 10-K ↗	Q3 FY2012 Sep 30, 2011 10-Q ↗	Q2 FY2012 Jun 30, 2011 10-Q ↗	Q1 FY2012 Dec 31, 2011 10-Q ↗	Q4 FY2011 Dec 31, 2010 10-K ↗	Q3 FY2011 Sep 30, 2010 10-Q ↗	Q2 FY2011 Jun 30, 2010 10-Q ↗	Q1 FY2011 Dec 31, 2010 10-Q ↗	Q4 FY2010 Dec 31, 2009 10-K ↗
Sales/Revenue/Turnover (USD)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	$6.13M	$6.05M	—	$5.53M	$5.29M	$4.98M	—	$5.03M	$4.72M	$4.58M	—	$4.79M	$4.65M	$4.43M	—	$4.53M	$4.39M	$4.22M	—	$4.50M	$4.47M	$4.31M	—	$5.27M	$4.22M	$4.23M	—	$4.32M	$4.31M	$4.40M	—	$4.76M	$4.89M	$4.85M	—	$4.72M	$4.66M	—	—
Net Income, GAAP (USD)	$1.91M	$2.04M	$1.93M	$1.91M	$1.87M	$1.85M	$1.82M	$1.74M	$1.99M	$2.39M	$2.39M	$2.28M	$1.89M	$2.31M	$2.30M	$2.30M	$1.75M	$2.46M	$2.90M	$2.19M	$1.91M	$2.64M	$2.06M	$1.65M	$1.61M	$591.00K	$1.33M	$1.21M	$1.15M	$780.00K	$1.00M	$916.00K	$850.00K	$901.00K	$928.00K	$907.00K	$845.00K	$866.00K	$859.00K	$805.00K	$694.00K	$733.00K	$718.00K	$716.00K	$485.00K	$599.00K	$1.08M	$469.00K	$465.00K	$455.00K	$451.00K	$731.00K	$761.00K	$800.00K	$801.00K	$752.00K	$738.00K	$453.00K	$710.00K	$701.00K	—	—
Operating Cash Flow (USD)	$266.00K	$2.45M	$3.17M	$3.78M	$1.06M	$1.21M	$4.41M	$-789.00K	$3.62M	$2.71M	$3.12M	$2.79M	$841.00K	$3.12M	—	—	$5.02M	$1.85M	$2.89M	$2.05M	$1.40M	$2.85M	$3.83M	—	$843.00K	$1.82M	$1.93M	$1.18M	$864.00K	$1.83M	$1.40M	$1.23M	—	$1.28M	—	—	—	—	—	—	—	—	—	—	$25.00K	—	$1.36M	$1.94M	$121.00K	$2.19M	—	—	$504.00K	$2.24M	$1.58M	$2.19M	$221.00K	$3.45M	$845.00K	—	—	—

🏛️ Sector-Specific 2 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2019 10-Q ↗	Q1 FY2020 Mar 31, 2019 10-Q ↗	Q4 FY2019 Dec 31, 2018 10-K ↗	Q3 FY2019 Oct 15, 2018 10-Q ↗	Q2 FY2019 Jun 30, 2018 10-Q ↗	Q1 FY2019 Mar 31, 2018 10-Q ↗	Q4 FY2018 Dec 31, 2017 10-K ↗	Q3 FY2018 Sep 30, 2017 10-Q ↗	Q2 FY2018 Jun 30, 2017 10-Q ↗	Q1 FY2018 Mar 31, 2017 10-Q ↗	Q4 FY2017 Dec 31, 2016 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Mar 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q2 FY2014 Jun 30, 2013 10-Q ↗	Q1 FY2014 Mar 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q3 FY2013 Sep 30, 2012 10-Q ↗	Q2 FY2013 Jun 30, 2012 10-Q ↗	Q1 FY2013 Mar 31, 2012 10-Q ↗	Q4 FY2012 Dec 31, 2011 10-K ↗	Q3 FY2012 Sep 30, 2011 10-Q ↗	Q2 FY2012 Jun 30, 2011 10-Q ↗	Q1 FY2012 Dec 31, 2011 10-Q ↗	Q4 FY2011 Dec 31, 2010 10-K ↗	Q3 FY2011 Sep 30, 2010 10-Q ↗	Q2 FY2011 Jun 30, 2010 10-Q ↗	Q1 FY2011 Dec 31, 2010 10-Q ↗	Q4 FY2010 Dec 31, 2009 10-K ↗
Net Interest Margin (approx.) (%)	3.0%	3.2%	3.1%	3.1%	3.0%	3.1%	—	—	2.9%	3.2%	—	—	3.0%	3.5%	3.3%	3.3%	3.0%	3.1%	—	—	—	3.5%	—	3.2%	3.3%	3.4%	—	—	3.4%	3.6%	—	—	3.4%	3.5%	—	3.6%	3.5%	3.5%	3.5%	3.4%	3.1%	3.4%	3.5%	3.5%	3.4%	3.7%	3.5%	3.3%	3.3%	3.4%	3.1%	3.4%	3.4%	3.7%	—	—	3.6%	3.6%	—	—	—	—
Efficiency Ratio (%) (%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	68.1%	68.8%	—	69.7%	71.0%	71.8%	—	68.7%	71.3%	72.8%	—	69.8%	69.9%	70.9%	—	70.3%	70.8%	74.3%	—	72.4%	73.8%	80.9%	—	72.7%	78.9%	80.6%	—	80.6%	73.7%	73.5%	—	69.3%	71.1%	68.0%	—	78.2%	74.5%	—	—

UNITED BANCORP INC /OH/

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