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U-Haul Holding Co /NV/

UHAL

$58.72 ▼ -2.09 (-3.44%) at close

17 Visible periods

29 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Poor

Bearish

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Analytical Summary

U-Haul Holding Co /NV/ faces fundamental challenges with weakness in Debt to Equity. The fundamentals warrant careful consideration of downside risks.

Market Cap $11.5B

Dividend Yield —

Revenue Growth 3.6% →

Op. Margin 7.2% ↘

ROIC 2.0% ↘

FCF / Share $-6.93 ↗

Trailing P/E —

Price / Book 1.5x

FCF Yield —

Debt / Equity 1.07

info Valuation on last close. End-of-day price, Nov 5, 2026.

17-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$6.04B

↑ +3.6% —

Net Income Profit after all expenses

$83.13M

↓ -77.4% —

Operating Margin Operating profit as % of sales

7.2%

↓ -41.7% 54th

FCF / Share Free cash flow per share

$-6.93

↑ +31.9% —

Long-Term Debt Long-term obligations

$8.12B

↑ +28.9% —

trending_up

Bullish Indicators

No bullish signals detected.

warning

Bearish Risks

Debt to EquityDebt to Equity is concerning (bottom quartile)

Health Breakdown

Profitability ↓

Returns ↓

Financial Health ↓

Cash Quality ↓

Dividend History

Dividend / share · sourced from SEC filings

$1.50 Latest / share

-40.0% YoY

+8.4% 6-yr CAGR

FY 2015

FY 2016

$1.00

FY 2017

$0.50

FY 2018

$0.50

FY 2019

$1.00

FY 2020

$2.50

FY 2021

$1.50

FY 2022

FY 2023

FY 2024

FY 2025

FY 2026

Financial view

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📈 Is growth accelerating? 5 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗	FY 2016 Mar 31, 2016 10-K ↗	FY 2015 Mar 31, 2015 10-K ↗	FY 2014 Mar 31, 2013 10-K ↗	FY 2013 Mar 31, 2012 10-K ↗	FY 2012 Mar 31, 2011 10-K ↗	FY 2011 Mar 31, 2010 10-K ↗	FY 2010 Mar 31, 2009 10-K ↗
Revenue Growth YoY (%)	3.6% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-28%)	3.6% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-28%)	-4.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-182%)	2.2% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-56%)	26.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+427%)	14.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+183%)	5.6% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+12%)	4.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-7%)	5.2% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: At sector avg	4.5% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-11%)	6.5% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+31%)	20.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+303%)	2.2% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-55%)	11.7% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+133%)	12.0% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+139%)	—	—
Net Income Growth YoY (%)	-77.4% Weak ↓ Weak Declining Year-over-year change in net income	-41.6% Weak ↓ Weak Declining Year-over-year change in net income	-32.0% Weak ↓ Weak Declining Year-over-year change in net income	-17.7% Weak ↓ Weak Declining Year-over-year change in net income	83.9% Excellent ↑ Excellent Improving Year-over-year change in net income	38.2% Excellent ↑ Excellent Improving Year-over-year change in net income	19.2% Good ↑ Good Improving Year-over-year change in net income	-53.1% Weak ↓ Weak Declining Year-over-year change in net income	98.4% Excellent ↑ Excellent Improving Year-over-year change in net income	-18.5% Weak ↓ Weak Declining Year-over-year change in net income	37.1% Excellent ↑ Excellent Improving Year-over-year change in net income	34.8% Excellent ↓ Excellent Declining Year-over-year change in net income	28.9% Excellent ↓ Excellent Declining Year-over-year change in net income	11.9% Fair Fair Year-over-year change in net income	179.7% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%)	31.9% Excellent Excellent Year-over-year change in free cash flow	—	—	—	—	—	—	—	—	—	—	—	—	-19.3% Weak Weak Year-over-year change in free cash flow	-35.5% Weak Weak Year-over-year change in free cash flow	—	—
Revenue CAGR 3Y (%)	1.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	0.5% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	7.4% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	13.8% Good ↑ Good Improving Compound annual revenue growth over 3 years	15.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	8.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	5.2% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	4.8% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	5.4% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	10.2% Good ↑ Good Improving Compound annual revenue growth over 3 years	9.4% Fair → Fair Stable Compound annual revenue growth over 3 years	11.1% Good Good Compound annual revenue growth over 3 years	8.5% Fair Fair Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	5.9% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	7.9% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	8.3% Good ↓ Good Declining Compound annual revenue growth over 5 years	10.2% Good ↑ Good Improving Compound annual revenue growth over 5 years	10.9% Good ↑ Good Improving Compound annual revenue growth over 5 years	6.8% Fair → Fair Stable Compound annual revenue growth over 5 years	5.3% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	8.1% Good ↓ Good Declining Compound annual revenue growth over 5 years	7.5% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	8.8% Good Good Compound annual revenue growth over 5 years	10.3% Good Good Compound annual revenue growth over 5 years	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗	FY 2016 Mar 31, 2016 10-K ↗	FY 2015 Mar 31, 2015 10-K ↗	FY 2014 Mar 31, 2013 10-K ↗	FY 2013 Mar 31, 2012 10-K ↗	FY 2012 Mar 31, 2011 10-K ↗	FY 2011 Mar 31, 2010 10-K ↗	FY 2010 Mar 31, 2009 10-K ↗
Operating Margin (%) (%)	7.2% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-40%)	12.3% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	17.4% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+45%)	24.6% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+105%)	28.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+139%)	21.2% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+76%)	13.6% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+13%)	16.5% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+37%)	21.2% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+77%)	21.7% Good → Good Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+81%)	26.5% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+120%)	21.6% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+80%)	19.5% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+63%)	16.6% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	16.9% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	9.7% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-19%)	—
Effective Tax Rate (%) (%)	26.2% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.1% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.2% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.2% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	1.4% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	6.3% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	11.2% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	15.8% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+97%)	19.6% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+145%)	13.4% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+68%)	11.1% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	9.8% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+23%)	22.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+174%)	11.6% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+46%)	14.9% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+87%)	11.6% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+45%)	10.3% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+29%)	8.2% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	8.2% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	3.3% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-59%)	—
FCF Margin (%) (%)	-22.5% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-34.3% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-27.4% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-17.0% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-3.3% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	2.1% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-31.0% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-23.7% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-11.9% Weak → Weak Stable Free cash flow as a percentage of revenue Optimal: > 10%	-11.7% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-14.3% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-9.2% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	0.2% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	3.0% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	4.1% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	7.1% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	-16.36x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-5.44x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-2.45x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-1.08x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-0.17x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.15x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-2.79x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-2.41x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-0.54x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-1.00x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-0.96x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-0.79x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.02x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.36x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.50x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	2.18x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗	FY 2016 Mar 31, 2016 10-K ↗	FY 2015 Mar 31, 2015 10-K ↗	FY 2014 Mar 31, 2013 10-K ↗	FY 2013 Mar 31, 2012 10-K ↗	FY 2012 Mar 31, 2011 10-K ↗	FY 2011 Mar 31, 2010 10-K ↗	FY 2010 Mar 31, 2009 10-K ↗
Return on Invested Capital (%)	2.0% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	7.3% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	5.4% Caution ↓ Caution Declining Return earned on debt + equity capital invested Optimal: > 10%	16.8% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	10.9% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	8.0% Fair ↑ Fair Improving Return earned on debt + equity capital invested Optimal: > 10%	—	6.2% Caution ↓ Caution Declining Return earned on debt + equity capital invested Optimal: > 10%	8.7% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	22.4% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	30.4% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	27.8% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	32.1% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	31.7% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	30.0% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	—	—
Return on Capital (%) (%)	2.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	3.5% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	5.1% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	8.0% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	9.5% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	6.6% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	4.0% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	5.2% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	7.1% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	7.9% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	10.7% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	9.6% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	9.4% Fair → Fair Stable Operating profit relative to total assets Optimal: > 10%	8.9% Fair Fair Operating profit relative to total assets Optimal: > 10%	9.0% Fair Fair Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	1.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	4.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-67%)	8.8% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-42%)	14.2% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-5%)	19.1% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+27%)	12.6% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-16%)	—	10.0% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-33%)	23.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+55%)	15.2% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	21.7% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+45%)	18.9% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+26%)	21.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+44%)	19.8% Good Good Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+32%)	18.5% Good Good Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+23%)	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗	FY 2016 Mar 31, 2016 10-K ↗	FY 2015 Mar 31, 2015 10-K ↗	FY 2014 Mar 31, 2013 10-K ↗	FY 2013 Mar 31, 2012 10-K ↗	FY 2012 Mar 31, 2011 10-K ↗	FY 2011 Mar 31, 2010 10-K ↗	FY 2010 Mar 31, 2009 10-K ↗
Debt to Equity (x)	1.07x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+52%)	—	0.88x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+26%)	—	1.03x Caution → Caution Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+47%)	0.97x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+38%)	—	1.14x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+62%)	1.04x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+48%)	—	—	—	—	—	—	—	—
Interest Coverage (x)	1.19x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	2.42x Caution ↓ Caution Declining Operating income divided by interest expense Optimal: > 5x	3.82x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	6.45x Good → Good Stable Operating income divided by interest expense Optimal: > 5x	9.83x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	5.88x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	3.36x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	4.36x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	6.03x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	6.55x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	8.87x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	6.80x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	5.50x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	4.60x Fair ↑ Fair Improving Operating income divided by interest expense Optimal: > 5x	4.27x Fair Fair Operating income divided by interest expense Optimal: > 5x	2.07x Caution Caution Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$7.00B	$-988.83M	$4.77B	$-2.06B	$3.36B	$3.50B	$-494.35M	$3.52B	$2.78B	$-697.81M	$-600.65M	$-441.85M	$-463.74M	$-350.10M	$-375.50M	$-244.12M	$-240.59M
Debt / EBITDA (x)	5.03x Weak Weak Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	3.51x Caution ↑ Caution Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	2.59x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.89x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	3.49x Caution Caution Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.68x Fair Fair Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	—	—	—	—	—	—

📊 What does each share earn? 6 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗	FY 2016 Mar 31, 2016 10-K ↗	FY 2015 Mar 31, 2015 10-K ↗	FY 2014 Mar 31, 2013 10-K ↗	FY 2013 Mar 31, 2012 10-K ↗	FY 2012 Mar 31, 2011 10-K ↗	FY 2011 Mar 31, 2010 10-K ↗	FY 2010 Mar 31, 2009 10-K ↗
Revenue per Share (USD)	$30.79	$29.73	—	—	$292.73	—	$202.97	—	—	—	—	—	—	$128.50	$115.33	$103.27	—
Free Cash Flow per Share (USD)	$-6.93	$-10.19	—	—	$-9.71	—	$-62.94	—	—	—	—	—	—	$3.84	$4.76	$7.38	—
Dividend per Share (USD)	—	—	—	—	$1.50	$2.50	$1.00	$0.50	$0.50	$1.00	—	—	—	$1.00	$0.00	$0.00	—
Book Value per Share (USD)	$38.82	$38.24	—	—	$300.15	—	—	—	—	—	—	—	—	$53.18	$51.10	—	—
Tangible Book Value per Share (USD)	$38.82	$38.24	—	—	$300.15	—	—	—	—	—	—	—	—	$53.18	$51.10	—	—
Basic Weighted Avg Shares (shares)	196.08M	196.08M	—	—	19.61M	—	19.60M	—	—	—	—	—	—	19.48M	19.43M	19.39M	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗	FY 2016 Mar 31, 2016 10-K ↗	FY 2015 Mar 31, 2015 10-K ↗	FY 2014 Mar 31, 2013 10-K ↗	FY 2013 Mar 31, 2012 10-K ↗	FY 2012 Mar 31, 2011 10-K ↗	FY 2011 Mar 31, 2010 10-K ↗	FY 2010 Mar 31, 2009 10-K ↗
LT Debt (USD)	$8.12B	—	$6.30B	—	$6.06B	$4.70B	—	$4.19B	$3.54B	—	—	—	—	—	—	—	—
Total Equity (USD)	$7.61B	$7.50B	$7.17B	$6.50B	$5.89B	$4.85B	—	$3.69B	$3.41B	$2.62B	$2.25B	$1.88B	$1.23B	$1.04B	$993.02M	—	—

📋 What is driving earnings? 4 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗	FY 2016 Mar 31, 2016 10-K ↗	FY 2015 Mar 31, 2015 10-K ↗	FY 2014 Mar 31, 2013 10-K ↗	FY 2013 Mar 31, 2012 10-K ↗	FY 2012 Mar 31, 2011 10-K ↗	FY 2011 Mar 31, 2010 10-K ↗	FY 2010 Mar 31, 2009 10-K ↗
Sales/Revenue/Turnover (USD)	$6.04B	$5.83B	$5.63B	$5.86B	$5.74B	$4.54B	$3.98B	$3.77B	$3.60B	$3.42B	$3.28B	$3.07B	$2.56B	$2.50B	$2.24B	$2.00B	—
Depreciation Expense (USD)	$1.18B	$971.93M	$817.89M	$733.88M	$696.96M	$664.00M	$664.12M	$581.02M	$555.07M	$481.52M	$389.39M	$352.80M	$260.49M	$229.79M	$212.32M	$229.59M	—
Net Income, GAAP (USD)	$83.13M	$367.09M	$628.71M	$924.47M	$1.12B	$610.86M	$442.05M	$370.86M	$790.58M	$398.42M	$489.00M	$356.74M	$264.71M	$205.37M	$183.57M	$65.62M	—
Operating Cash Flow (USD)	$1.79B	$1.45B	$1.45B	$1.73B	$1.95B	$1.54B	$1.08B	$975.58M	$936.33M	$1.02B	$1.04B	$759.10M	$661.53M	$664.61M	$572.86M	$402.52M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 17 years · 64 quarters

U-Haul Holding Co /NV/

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17-Year Financial Trajectory

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