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Uxin Ltd

UXIN

$0.75 ▼ -0.21 (-21.89%) at close

5 Visible periods

28 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Weak

Bearish

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Analytical Summary

Uxin Ltd faces fundamental challenges with weakness in Profit Margin (%) and Operating Margin (%). The fundamentals warrant careful consideration of downside risks.

Market Cap $876.3M

Dividend Yield —

Revenue Growth 157.2% ↗

Op. Margin -17.0% ↗

ROIC 14.6% ↘

FCF / Share $-0.12 ↗

Trailing P/E —

Price / Book —

FCF Yield —

Debt / Equity —

info Valuation on last close. End-of-day price, Nov 5, 2026.

5-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$258.09M

↑ +157.2% —

Net Income Profit after all expenses

$-22.59M

↑ +64.9% —

Operating Margin Operating profit as % of sales

-17.0%

↑ +79.7% 7th

FCF / Share Free cash flow per share

$-0.12

↑ +25.1% —

Long-Term Debt Long-term obligations

$70.20M

↑ +65.1% —

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Bullish Indicators

No bullish signals detected.

warning

Bearish Risks

Operating Margin (%)Operating Margin (%) is in the bottom quartile
Profit Margin (%)Profit Margin (%) is in the bottom quartile

Health Breakdown

Profitability ↓

Returns ↓

Financial Health ↑

Cash Quality ↑

Financial view

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📈 Is growth accelerating? 4 metrics

Metric	FY 2026 Mar 31, 2022 20-F ↗	FY 2025 Mar 31, 2021 20-F ↗	FY 2024 Dec 31, 2019 20-F ↗	FY 2023 Dec 31, 2018 20-F ↗	FY 2022 Mar 31, 2023 20-F ↗
Revenue Growth YoY (%)	157.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+3044%)	-55.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1218%)	-52.9% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1158%)	61.1% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1122%)	—
Net Income Growth YoY (%)	64.9% Excellent ↑ Excellent Improving Year-over-year change in net income	77.4% Excellent ↑ Excellent Improving Year-over-year change in net income	-28.5% Weak Weak Year-over-year change in net income	-1010.7% Weak Weak Year-over-year change in net income	—
FCF Growth YoY (%)	25.1% Excellent Excellent Year-over-year change in free cash flow	—	—	—	—
Revenue CAGR 3Y (%)	-18.9% Weak Weak Compound annual revenue growth over 3 years	-30.6% Weak Weak Compound annual revenue growth over 3 years	—	—	—

💰 Are margins durable? 4 metrics

Metric	FY 2026 Mar 31, 2022 20-F ↗	FY 2025 Mar 31, 2021 20-F ↗	FY 2024 Dec 31, 2019 20-F ↗	FY 2023 Dec 31, 2018 20-F ↗	FY 2022 Mar 31, 2023 20-F ↗
Operating Margin (%) (%)	-17.0% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-242%)	-84.1% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-801%)	-81.4% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-778%)	-77.4% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-745%)	-17.3% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-244%)
Profit Margin (%) (%)	-8.8% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-209%)	-64.1% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-901%)	-125.2% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1665%)	-45.9% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-674%)	-6.7% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-183%)
FCF Margin (%) (%)	-52.8% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-170.8% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-78.1% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-72.8% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-13.8% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%
FCF / Net Income (x)	6.03x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	2.67x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.62x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	1.59x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	2.07x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2026 Mar 31, 2022 20-F ↗	FY 2025 Mar 31, 2021 20-F ↗	FY 2024 Dec 31, 2019 20-F ↗	FY 2023 Dec 31, 2018 20-F ↗	FY 2022 Mar 31, 2023 20-F ↗
Return on Invested Capital (%)	14.6% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	21.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	-217.6% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-71.0% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	28.7% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%
Return on Capital (%) (%)	-22.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-44.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-24.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-34.9% Weak Weak Operating profit relative to total assets Optimal: > 10%	-49.7% Weak Weak Operating profit relative to total assets Optimal: > 10%
Return on Common Equity (%) (%)	9.5% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-37%)	21.1% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+41%)	—	-64.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-528%)	10.8% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-28%)

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2026 Mar 31, 2022 20-F ↗	FY 2025 Mar 31, 2021 20-F ↗	FY 2024 Dec 31, 2019 20-F ↗	FY 2023 Dec 31, 2018 20-F ↗	FY 2022 Mar 31, 2023 20-F ↗
Debt to Equity (x)	—	—	—	0.47x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-33%)	-0.24x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-135%)
Interest Coverage (x)	-6.77x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	-5.76x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	-11.48x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	-79.90x Weak Weak Operating income divided by interest expense Optimal: > 5x	-16.80x Weak Weak Operating income divided by interest expense Optimal: > 5x
Net Debt (USD)	$-20.20M	$-29.40M	$-68.55M	$44.50M	$31.92M
Debt / EBITDA (x)	—	—	—	-0.45x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-0.91x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x

📊 What does each share earn? 6 metrics

Metric	FY 2026 Mar 31, 2022 20-F ↗	FY 2025 Mar 31, 2021 20-F ↗	FY 2024 Dec 31, 2019 20-F ↗	FY 2023 Dec 31, 2018 20-F ↗	FY 2022 Mar 31, 2023 20-F ↗
Revenue per Share (USD)	$0.22	$0.09	—	—	$0.22
Basic EPS, GAAP (USD)	—	—	—	$-0.73	—
Free Cash Flow per Share (USD)	$-0.12	$-0.16	—	—	$-0.03
Book Value per Share (USD)	$-0.20	$-0.28	$0.08	$0.39	$-0.14
Tangible Book Value per Share (USD)	$-0.20	$-0.28	$0.07	$0.37	$-0.14
Basic Weighted Avg Shares (shares)	1.17B	1.10B	—	—	1.34B

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2026 Mar 31, 2022 20-F ↗	FY 2025 Mar 31, 2021 20-F ↗	FY 2024 Dec 31, 2019 20-F ↗	FY 2023 Dec 31, 2018 20-F ↗	FY 2022 Mar 31, 2023 20-F ↗
Working Capital (USD)	$-66.93M	$-47.97M	$279.67M	$321.60M	$-46.91M
LT Debt (USD)	—	—	—	$70.20M	$42.51M
Total Equity (USD)	$-238.18M	$-304.60M	$67.25M	$345.92M	$-185.40M

📋 What is driving earnings? 4 metrics

Metric	FY 2026 Mar 31, 2022 20-F ↗	FY 2025 Mar 31, 2021 20-F ↗	FY 2024 Dec 31, 2019 20-F ↗	FY 2023 Dec 31, 2018 20-F ↗	FY 2022 Mar 31, 2023 20-F ↗
Sales/Revenue/Turnover (USD)	$258.09M	$100.34M	$227.64M	$483.07M	$299.85M
Depreciation Expense (USD)	$2.25M	$7.08M	$12.75M	$12.94M	$1.95M
Net Income, GAAP (USD)	$-22.59M	$-64.29M	$-285.07M	$-221.84M	$-19.97M
Operating Cash Flow (USD)	$-133.29M	$-171.30M	$-171.17M	$-332.40M	$-36.57M

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 5 years · 5 quarters

Uxin Ltd

Analytical Summary

5-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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